Who we are
The Southern Middlesex County Teachers FCU is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another. The volunteer board that runs each credit union is elected by the members.
The Southern Middlesex County Teachers Credit Union serves as a thrift institution for over 4,000 employees of 12 school districts in Middlesex County. If you are a contractual employee of one of the following public school districts, you and your immediate family members are eligible to become members.
Districts: New Brunswick, East Brunswick, South Brunswick, North Brunswick, Highland Park, Spotswood, Milltown, Sayreville, Old Bridge, Monroe, Vo Tech High School New Brunswick Campus, Vo Tech High School East Brunswick Campus, Cranbury and Jamesburg.
The credit union was founded in 1939 and has been serving its members as a place to save money and borrow money, all at attractive rates.
How to save
You may save by sending checks in the mail, using remote deposit on our app, coming into the credit union office, through payroll deduction or through direct deposit.
How to borrow
Call the office and we will send you a loan application or come into the office and fill out a loan application
How to withdraw money from your account
You may contact us in any of the following ways: by phone, in writing,by e-mail or by using the contact form on Online Banking. Please specify whether you will pick up the check or we should mail it to you. You may always withdraw money using your STAR or Visa Debit Card as well.
Your savings are federally insured to $250,000.00 by the NCUA, the National Credit Union Administration, a U.S. Government Agency.