Share/Savings Accounts |
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Share Accounts |
.01 Div. Rate | .01 APY * | $5 Minimum |
Club Accounts |
.01 Div. Rate | .01 APY * | $5 Minimum |
Money Market Accounts |
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TIER 1 | 0.05 APR | 0.05 APR | $2500 Minimum $24999 Maximum |
TIER 2 | 0.10 APR | 0.10 APR | $25000 Minimum $74999 Maximum |
TIER 3 | 0.15 APR | 0.15 APR | $75000 Minimum |
Share Certificate Accounts |
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6 month CD | .25 APR | .25 APY | $1000 Minimum |
1 year CD | .30 APR | .30 APY | $1000 Minimum |
18 month CD | .30 APR | .30 APY | $1000 Minimum |
2 year CD | .35 APR | .35 APY | $1000 Minimum |
3 year CD | .45 APR | .45 APY | $1000 Minimum |
4 year CD | .55 APR | .55 APY | $1000 Minimum |
5 year CD | .65 APR | .65 APY | $1000 Minimum |
Share Draft Accounts |
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Checking (08) | 0 APR | 0 APY | $5.00 minimum to earn dividend |
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Loan Accounts |
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Unsecured Loans (Signature) – Personal Loans | |||
First Year in the District | 8.95% – 10.95% APR | Up to 60 Months | Maximum $1000 (With cosigner Maximum $3500) |
2 or more years in the District | 8.95% – 10.95% APR | Up to 60 Months | Maximum $15,000 |
Secured Loans | |||
Share Secured | Last Div + 2.00% APR | Maximum term is 10 Years | You may borrow up to 100% of your available Share balance |
Vehicle Loans | |||
New Car, Boat, or Motorcycle | 3.45% APR* | up to 72 Months | $0 Minimum $45,000 Maximum 10 payments a year or 12 payments a year |
Used Car:2021,2020,2019,2018 | 4.45% APR* | up to 60 Months | $0 Minimum $40,000 Maximum 100% of NADA Retail Value |
Used Car 2017,2016,2015,2014 | 5.45% APR* | up to 48 Months |
$0 Minimum $40,000 Maximum 100% of NADA Retail Value |
*If primary account holder has an Equifax score of 750+ your interest rate will be reduced by .5%
Home Equity Loans (Up to 80% loan to value) |
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Fixed Rate | 3.45% APR
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5 Years | $10,000 Minimum $100,000 Maximum |
Fixed Rate | 3.95% APR | 10 Years |
$10,000 Minimum $100,000 Maximum |
Fixed Rate | 4.45% APR | 15 Years | $10,000 Minimum $100,000 Maximum |
Variable Rate Line of Credit | 3.00% APR ** | 20 Years |
$10,000 Minimum $100,000 Maximum, **Prime minus .25%. Prime rate is 3.25% as of 03/16/20. Rate changes when Prime changes. |
Click here for Fees and Disclosures
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE